Why Choose me for your Next Fort Wayne Refinance or Home Purchase?

It doesn’t matter if you want a Fort Wayne Refinance or New Home Mortgage – I have discovered one of the most important things I can do for you is to educate you on everything that pertains to getting the best rate & lowest fees.

This in my mind (not so for the average loan officer) also includes full disclosure. In years past loan officers would put their client into a ARM meaning the rate was only locked in for 1,2 or 3 years at the start of the loan or adding on a 2,3,5 year pre-payment penalty (unknowingly in some cases or with little discussion on the down side of these products).

Statistically a homeowner will refinance every 2-3 years. So what does that mean??? Well if you are not told the ‘whole story’ it can cost you thousands in penalties when you go to refinace.  I’ll tell you the whole story about Fort Wayne Refinance and Home Purchase mortgage loans.

A little About Me, a Fort Wayne Refinance Specialist

With the exception of 5 years, my entire life has been in this community, that is why it is important to me to handle Fort Wayne Refinance clients. My Journey as a mortgage loan officer began in April of 2000, it still amazes me that it has been over 11 years!

My focus was mainly on Fort Wayne refinance clients.   Today my business is about 50/50 with new home purchases.  The changes that have taken place in the last decade are remarkable, right when we learn the new law it changes…again!

How I Help You Avoid Fort Wayne Refinance  Challenges!

I have had home owners come to me that we could refi and lower the rate 5% but unfortunately with decreased home values and the prepayment penalty they are unable to take advantage of the hundreds of dollars in monthly savings…the sad thing is what has prompted these homeowners to make the call to refi is a job loss or cut back in hours to where they are so strapped monthly they are now in jeopardy of losing their homes….you see this in the news every day with the skyrocketing foreclosure figures nationwide.

Things to Remember about your Fort Wayne Refinance

It is vital that you have a loan officer that tells you EVERYTHING, not just the things that will ‘land them the next deal’ but the down and dirty of it all…that is what I am here for, to educate and empower you to make the best decision for your family.

Sometimes that makes me not so popular among the others in my industry but I really don’t care about them-I care about you!

So if you are looking to refinance I can help guide you, I cover the entire state of Indiana however my main focus is to meet clients face to face that is why my specialty is Fort Wayne Refinance.